Self Build Mortgage Lenders

Self build mortgage lendersNot every mortgage lender supports self build and custom build, however some are very supportive and have developed products specifically to help you.  The table below lists most of self build mortgage lenders across the United Kingdom and the products they offer.

One of the all important numbers you will come across when looking at self build mortgage lenders is the LTV.  This stands for loan-to-value, meaning the percentage of the value of the property that you can borrow.  Unlike with a traditional house purchase mortgage, self build mortgage lenders may consider up to three different LTV ratios – whether it be on the land, the construction or the end/final value of your completed house. In years gone by the LTV percentages reached as high as 95%. Now however, the final LTV percentages average around 70-80%.

Find out more about self build mortgages on our custom build and self build mortgages page.

Head over to the Homebuilding and Renovating website to see the latest rates on self build mortgages.